Koh Samui vs Siargao

Real cost of living, rent, internet, safety and visa terms for both cities, side by side — then open the interactive tool to weight them against your own priorities.

Koh Samui, Thailand
🇹🇭Thailand

Koh Samui

69Freedom Score#53Global rank$1,400Per month

Thailand's island of palms and granite boulders — direct airport access, beach clubs, and the DTV long-stay visa for remote workers.

Siargao, Philippines
🇵🇭Philippines

Siargao

66Freedom Score#62Global rank$1,000Per month

The Philippines' surf-island paradise — Cloud 9 waves, palm-fringed lagoons, and a tight island-nomad community with an easy 30-day visa.

The short answer

Compare these two in the full toolBoth cities pre-loaded — add your income and priorities to get a personal match score

Cost of living

Monthly figures for one person. Rent, meals and coworking are measured values, not shares of the total budget.

ExpenseKoh SamuiSiargao
Comfortable budgetper month, all in$1,400$1,000✓
Rent, 1BR city centre$450$350✓
Meal, mid-range$8$7✓
Coworking deskper month$190$190
Cost of living indexlower is cheaper46.040.0✓

Quality of life

Scored 0–100 on the same attributes the match engine weights, so these agree with the interactive tool.

MeasureKoh SamuiSiargao
Safety
70
62
Healthcare
65
38
Walkability
48
45
English spoken
55
80
Food & dining
72
58
Nightlife
62
62
Outdoors
44
38
Nomad community
58
68
Climate quality
78
72
Public transit
40
30

Scores, connectivity and paperwork

MeasureKoh SamuiSiargao
Freedom Score69/100✓66/100
Global rankof 100 cities#53✓#62
Internet60 Mbps✓35 Mbps
Average temperature82°F82°F
Air quality40/100✓30/100
Airport connectivity58/100✓32/100
Nomad visaDTV 5-year30 days free
Headline tax rateon local income15%20%

Which should you choose?

Choose Koh Samui if internet is faster at 60 Mbps, it scores higher on safety (70 vs 62), it is more walkable and the climate scores better.

Choose Siargao if runs $400/mo cheaper, rent is $100/mo lower, English is more widely spoken and the nomad community is larger.

What each city is known for

Koh Samui

  • Own international airport — fly direct
  • Palm beaches and granite boulders
  • Destination Thailand Visa (DTV)
  • Big expat and digital-nomad scene

Siargao

  • Cloud 9: Philippines' surf capital
  • Palm islands, lagoons, island-hopping
  • Tight nomad and surfer community
  • Laid-back island life

Frequently asked questions

Which is better for digital nomads: Koh Samui or Siargao?
Koh Samui scores higher on the Freedom Score (69/100 against 66/100), which makes it the stronger all-round base. That is an average, though — if cost, climate or community is what actually decides it for you, the tables above will point the other way as often as not.
Which is cheaper: Koh Samui or Siargao?
Siargao is cheaper. A comfortable monthly budget is $1,000 against $1,400, a difference of $400 a month or about $4,800 a year. Rent is the biggest single line: $450/mo in Koh Samui versus $350/mo in Siargao.
Which is safer: Koh Samui or Siargao?
Koh Samui scores higher on safety, 70/100 against 62/100. Safety scores blend crime levels, political stability and healthcare access, and they describe a city as a whole — individual neighbourhoods vary far more than the headline number suggests.
How fast is the internet in Koh Samui and Siargao?
Koh Samui averages 60 Mbps and Siargao averages 35 Mbps, so Koh Samui has the headroom if you push large files or run video calls all day.
What visa would I need for Koh Samui or Siargao?
Koh Samui sits in Thailand (DTV 5-year) and Siargao in Philippines (30 days free). Requirements, income floors and processing times change often, so check the visa and residency guide before you commit to either.
Open the interactive comparison

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Cost, connectivity and quality-of-life figures come from the YourLifeMatch city dataset. Where a value is not confirmed it reads n.a. rather than an estimate. Figures are for planning, not professional advice.