Real cost of living, rent, internet, safety and visa terms for both cities, side by side — then open the interactive tool to weight them against your own priorities.
Borneo's gateway — sunset over the South China Sea, Mount Kinabalu towering behind, diving off islands, and Malaysia's 90-day visa-free plus 0% foreign tax.
The Philippines' surf-island paradise — Cloud 9 waves, palm-fringed lagoons, and a tight island-nomad community with an easy 30-day visa.
Monthly figures for one person. Rent, meals and coworking are measured values, not shares of the total budget.
| Expense | Kota Kinabalu | Siargao |
|---|---|---|
| Comfortable budgetper month, all in | $950✓ | $1,000 |
| Rent, 1BR city centre | $444 | $350✓ |
| Meal, mid-range | $8 | $7✓ |
| Coworking deskper month | $90✓ | $190 |
| Cost of living indexlower is cheaper | 52.0 | 40.0✓ |
Scored 0–100 on the same attributes the match engine weights, so these agree with the interactive tool.
| Measure | Kota Kinabalu | Siargao |
|---|---|---|
| Safety | ||
| Healthcare | ||
| Walkability | ||
| English spoken | ||
| Food & dining | ||
| Nightlife | ||
| Outdoors | ||
| Nomad community | ||
| Climate quality | ||
| Public transit |
| Measure | Kota Kinabalu | Siargao |
|---|---|---|
| Freedom Score | 67/100✓ | 66/100 |
| Global rankof 100 cities | #58✓ | #62 |
| Internet | 50 Mbps✓ | 35 Mbps |
| Average temperature | 81°F | 82°F |
| Air quality | 42/100✓ | 30/100 |
| Airport connectivity | 65/100✓ | 32/100 |
| Nomad visa | 90 days free | 30 days free |
| Headline tax rateon local income | 15% | 20% |
Choose Kota Kinabalu if runs $50/mo cheaper, internet is faster at 50 Mbps, it scores higher on safety (68 vs 62) and it is more walkable.
Choose Siargao if rent is $94/mo lower, English is more widely spoken and the nomad community is larger.