Comparing Panama City and Split for digital nomads — cost of living, Freedom Score, internet, safety and more.
| Metric | Panama City | Split |
|---|---|---|
| Freedom Score | 75/100 | 84/100 |
| Financial Score | 95/100 | 65/100 |
| Digital Score | 68/100 | 80/100 |
| Lifestyle Score | 78/100 | 84/100 |
| Safety Score | 60/100 | 70/100 |
| Environment Score | 62/100 | 80/100 |
| Global Rank | #37 | #35 |
| Star Rating | ★★★☆☆ | ★★★★☆ |
| Expense | Panama City | Split |
|---|---|---|
| Backpacker /mo | — | $700 |
| Comfortable /mo | — | $778 |
| Luxury /mo | — | $2,200 |
| 1BR Rent (city center) | — | $650 |
| Coworking /mo | — | $108 |
Split scores higher on the Freedom Score (84/100), making it the stronger overall choice for location-independent living. However, the best choice depends on your priorities — Panama City excels in certain areas while Split has its own strengths. Compare the breakdown above to see which fits your lifestyle.
Split is more affordable, with a comfortable monthly budget of around $778. See the cost of living table above for a detailed breakdown across backpacker, comfortable, and luxury tiers.
Split has a higher safety score. Safety scores are based on crime statistics, political stability, and healthcare quality. Regardless of destination, exercise normal precautions and research neighborhoods before you arrive.
Visa requirements differ by country. Panama and Croatia may offer digital nomad visas, tourist visas, or residency permits. Check our visa intelligence guide for current requirements, income thresholds, and application timelines.